Mortgage
Once your search is over and you're ready for the loan, you have a variety of choices on financing, with fixed rate or variable rate options. We'll explore these options with you. You can also contact one of our mortgage professionals at 325-235-6600.
Adjustable Rate Home Loans
The ultimate in flexibility! Long Term Financing Available!
- 100% Financing available
- 2% annual rate cap
- 6% lifetime cap
- Available on refinances and purchases
- Interest rate can only change once a year
- Obtain approval quickly
Conventional Home Loans
Long Term Financing Available!
- 100% Financing available on purchases
- Can close more quickly than government loans
- Obtain approval quickly
Residential Construction Loans for Individuals
Build a home exactly to your liking!
- Build a home exactly to your liking!
- Loan amounts limited to amount of permanent financing
- Loan proceeds funded in stages corresponding to percentage of work in place/completed
- Construction progress monitored through monthly site inspections
- Total development cost determined up front and covered by loan or borrower's equity to insure sufficient funds to complete the project
- With loan in individual's name, borrower has more control of the project, including the cost of construction and reduced interest expense
|